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Real Estate Resources:

• Special Offers - Special offers for Richmond, Henrico and Midlothian homeowners from The Gits Group.

• Affiliates - The Gits Group's real estate web site affiliates.

• eNewsletter - The Gits Group'sRichmond, Henrico and Midlothian newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Virginia, and United States.

• Market Conditions Report - Market conditions report for this area, Virginia, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Richmond, Henrico and Midlothian, Virginia mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Virginia or buy your own Richmond, Henrico and Midlothian house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Richmond, Henrico and Midlothian mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Virginia real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask The Gits Group anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - The Gits Group's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - The Gits Group's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Richmond, Henrico and Midlothian property in Virginia, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Richmond, Henrico and Midlothian Homes, For Home Buyers, For Home Sellers, Richmond, Henrico and Midlothian Information, Real Estate Resources, and About The Gits Group.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Virginia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Richmond, Henrico and Midlothian

Buyers Remorse >First Time Loans Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers. Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate. See All Tips In The "Buyers Remorse" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean? A  The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919. See More Real Estate Trivia >

The Gits Group Keller Williams Realty 7231 Forest Ave, Suite 303 Richmond, VA 23226 Office: 804-545-6648 Fax: 804-282-5910 claytongits@kw.com High Tech, Professional Services with a Personal Touch! You can find great local Richmond, Virginia real estate information on Localism.com Clayton Gits is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business. www.TheGitsGroup.com is brought to you by The Gits Group NUMBER1EXPERT™ in real estate for Richmond, Henrico and Midlothian, Virginia Read The Gits Group's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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